Apartment Building

SOFT MONEY LOANS

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Soft Money Lenders for All Your Nationwide Real Estate Investing Needs. Looking for a Soft Money Loan for your investment property?

 

We are the leaders in Nationwide Private Money and NON-QM Lending, find out more with Stratton Equities.

No Upfront Fees! No Junk Fees! No Tax Returns!

Soft Money & Non QM Loans Overview

Soft Money Lending is the leading NON-QM loan program and financing solution for prospective borrowers looking to purchase an investment property.  Our NON-QM mortgage programs make it much easier for real estate investors to get approved and qualified for fast funding towards their portfolio of investment properties. Only Real Estate Investors with high credit scores (over 650) are eligible.

 

Nationwide Soft Money Loan Programs

  • Rates Starting at 6.74%

  • $100K – $5M

  • Up to 85% LTV

  • Blanket Loan Options Available

  • Single-Family, Condos, Townhomes, Multi-Family, Commercial, Mixed Use, Office, Retail, Industrial, Warehouse

  • Fixed rates/Adjustable

  • 5/1 ARM, 7/1 ARM, 30 Year Fixed 

  • Interest Only Option Available

  • Foreign Nationals Eligible

  • No Prepayment Penalty Option Available

 

If you are ready to submit your loan scenario and want to work with a direct soft money lender and NON-QM (non qualified mortgage) Lender that specializes in fast and flexible lending processes, contact us at Stratton Equities today! We offer the largest library of NON-QM and Private Money Loan Programs Nationwide under one roof.

Is Soft Money the New Hard Money?

Calling soft money ‘the new hard money’ may seem trite and contrived, but upon further reflection, soft money truly is the direction for the future of lending. An innovative approach combining the benefits of hard money loans with lower risk, higher rates, and a term loan time-frame, soft money loans fit many borrowers far better than the higher risk, lower rates, and bridge loan time-frame of the hard money loan.

 

While the hard money loan is still the most utilized option for many real estate investment scenarios, the soft money loan will increasingly become the loan used by first-time real estate investors, and investors with a high credit scores who are looking for lower risk and higher LTVs.

 

When you’re ready to invest, Stratton Equities can help. We are the nationwide leading direct Soft Money and NON-QM lender, with an impressive array of programs, lowest private money rates (starting at 6.74%), professional team of experienced loan officers, and quick loan approval process.

If you have an investment property and wish to speak with one of our Loan Officers, call Stratton Equities at 800-962-6613, email us, or apply for loan pre-qualification today!

Why is Soft Money the Future of Lending?

Calling soft money ‘the new hard money’ may seem trite and contrived, but upon further reflection, soft money truly is the direction for the future of lending. 

An innovative approach combining the benefits of hard money loans with lower risk, higher rates, and a term loan time-frame - NON-QM soft money loans fit many borrowers far better with lower costs, lower rates, and longer terms (12 months - 30 years).

While the hard money loan is still the preferred option for many real estate investment scenarios, a soft money loan will become increasingly the loan used by first-time real estate investors, borrower’s looking to built their credit score, and investors with a good credit history who are looking for higher risk and lower rates. 

Nationwide Soft Money Lending

 

  • Rates Starting at 6.74% 

  • No Upfront Fees! No Junk Fees! No Tax Returns!

  • Less Underwriting Guidelines

  • Direct Private Money Lenders With NON-QM Experience

Why Do I Need a Private Lender on a NON-QM Loan?

The largest advantage offered by private lenders is that NON-QM loans do not require income verification or tax returns from the borrower. Private money lenders are not subject to the same regulations as traditional funding through bank loans, benefitting the borrower and providing them with a faster approval process. 

 

Call us today to discuss your real estate investment loan scenario!

Need a Soft Money Lender on Your Investment Property?

 

Do you have an investment property in mind? We have the financing solution for you! Fill out a loan application and a member of our Loan Officer team will get back to you within 24 hours.